Articles
BadCredify’s articles are aimed at promoting financial literacy and helping you build wealth. Check out our practical tips and expert advice for more insights on the lending and finance.
How to Get Overdraft Fees Refunded?
Overdraft fees can add financial stress to your life, but there are ways to get them refunded. Learn effective strategies to negotiate with your bank and get your money back.
How Often Does Credit Score Update?
Building credit is a lengthy process that requires patience and responsible approach. Besides your financial behavior, credit score update frequency also determines how fast you can see positive changes. Learn how often this updates occur and how everyday financial activities can influence your credit profile.
Do Personal Loans Affect Credit Score?
Like any other loan option, personal loans can affect your credit profile in several ways. Discover how personal loans can impact your credit score and learn how to manage them effectively for your future credit health.
Co-Borrower vs. Cosigner Roles Explained
Co-borrowers and cosigners might sound similar, but their roles differ greatly. Learn more about each option and choose the arrangement that suits your situation and goals.
Can I Open a Bank Account With Bad Credit?
Find it challenging to access financial services due to your past credit mistakes? Our experts are here to help! Explore ways to open a bank account, even with a poor credit history.
Are Personal Loans Taxable?
Personal loans are generally not considered your taxable income, but exceptions exist. Read on and learn more about the tax implications of personal loans and find out under what circumstances you might owe taxes on borrowed money.